Our Services

Everything You Need to Manage EMI-Based Device Sales

SKB Finsecure brings together essential EMI management and device security features in one platform, helping retailers manage financed devices throughout the EMI lifecycle.


1. EMI Reminder

Never Miss an EMI Reminder

Keep customers informed about their upcoming EMI payments.

SKB Finsecure can send timely EMI reminder notifications to customers before their payment due date, helping improve payment awareness and reduce missed EMI payments.

Key Benefits:

  • Timely EMI notifications
  • Better customer communication
  • Improved payment awareness
  • Automated reminder process

2. Automatic Device Lock & Unlock

Automated Device Control Based on EMI Status

SKB Finsecure provides device lock and unlock functionality based on the configured EMI management rules.

If an EMI remains unpaid beyond the configured condition, the device can be automatically locked. After the required payment is completed, the device can be automatically unlocked according to the configured process.

Key Benefits:

  • Automated device control
  • Reduced manual intervention
  • Supports EMI-based device management
  • Faster response to payment status

3. EMI Reminder Wallpaper

Keep EMI Information Visible

An EMI reminder can also be displayed through the device wallpaper, helping customers stay aware of their upcoming payment obligations.

Key Benefits:

  • Highly visible reminder
  • Better customer awareness
  • Helps reinforce EMI due information

4. Current Location Tracking

Track Device Location

SKB Finsecure provides current location tracking functionality for managed devices, subject to the applicable permissions, configuration and service settings.

Retailers can use available location information to support their device management and operational processes.

Key Benefits:

  • Device location visibility
  • Supports device management
  • Useful for financed device monitoring

5. Offline Lock / Unlock

Device Control Even When Offline

SKB Finsecure provides offline device lock and unlock functionality according to the configured system rules.

This feature helps maintain device management capabilities when a device temporarily does not have an active internet connection.

Key Benefits:

  • Offline device management
  • Additional device security
  • Reduced dependency on continuous connectivity

6. SIM Information

Access Important SIM Information

SKB Finsecure provides SIM-related information from managed devices to support device identification and management.

Key Benefits:

  • SIM information visibility
  • Helps with device management
  • Supports financed-device monitoring

7. USB Disable

Additional Device Security

USB functionality can be restricted on managed devices according to the configured security settings.

This provides an additional layer of control over the device and helps reduce unauthorized use of USB-related functionality.

Key Benefits:

  • Additional device security
  • USB functionality control
  • Helps protect managed devices

8. Disable Device Reset

Protect Against Unauthorized Device Reset

SKB Finsecure provides functionality to restrict device reset options according to configured security policies.

This can help maintain device management controls and reduce unauthorized attempts to reset managed devices.

Key Benefits:

  • Additional device protection
  • Helps maintain device control
  • Supports financed-device security

9. E-Mandate

Simplify Recurring EMI Payment Management

E-Mandate functionality can help support recurring EMI payment processes by enabling customers to authorize scheduled payments through the applicable payment mechanism.

Key Benefits:

  • Supports recurring payment management
  • Reduces manual payment effort
  • Helps streamline EMI collection

How Our Solution Works

Simple EMI Management. Better Device Control.

01 — Device Sold on EMI
The retailer sells the smartphone to the customer through an EMI arrangement.

02 — Device & EMI Details Configured
Relevant customer, device and EMI information is configured in the system.

03 — Customer Gets EMI Reminder
The customer receives reminders regarding upcoming EMI payments.

04 — EMI Status is Monitored
The system manages the device according to the configured EMI rules.

05 — Device Control
If the applicable payment condition is not met, configured device restrictions can be activated.

06 — Payment Completed
After the required payment is completed, the applicable device restrictions can be removed according to the configured process.

Why Retailers Use SKB Finsecure

Built for Modern EMI-Based Retail Businesses

✔ Automated EMI Reminders
Keep customers informed about upcoming payments.

✔ Smart Device Management
Manage financed smartphones through centralized controls.

✔ Automated Lock & Unlock
Reduce manual intervention in device management.

✔ Enhanced Device Security
USB restrictions and reset controls provide additional security options.

✔ Device Information
Access relevant SIM and location information according to configured permissions.

✔ Retailer-Focused Solution
Designed around the practical requirements of retailers selling smartphones through EMI.

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